If you have a negative BKR registration, it is almost impossible to apply for a loan. However, applying for a mini-loan without BKR testing is possible! ultimatekitchendesigns.com has details
What is a mini loan?
A mini loan is a small amount that varies between 100 and 1500 euros. No BKR assessment is done for this. This form of borrowing is especially popular among young people. Do you have a bill that you have to pay quickly, or an extra purchase that really needs to be done? That is the mini loan, which can offer you a solution. On flash credit providers you will find an overview of reliable providers. What is a flash credit? you can find that exactly on this website.
A mini loan can be requested quickly and easily. Usually you just have to email your salary slip and a copy of a valid proof of identity. Often upon approval the money is transferred immediately. Depending on your bank, the money will be in your account within 24 hours on workdays.
Because it is a small amount, and you have usually repaid the amount within one month, it is easy to request a mini loan. As a result, no BKR assessment is done, so if you have a negative registration, that’s no problem.
Mini loan costs
A mini loan is also a loan, so borrowing money costs money. The interest rate is a lot lower because you only have a term of 30 days. If you do not pay back the loan on time, the costs will of course be much higher. The risk of paying back later than the maximum set 30 days is of course also that you can apply for a loan a lot harder afterwards.
The advantages and disadvantages of a mini loan
There are of course advantages and disadvantages. The biggest advantage, of course, is that you have money in your account very quickly and you do not need to have a BKR check for that. The disadvantage is the high administration costs, and the amount plus interest that you have to pay back within 30 days.
Request a mini loan without BKR review.
Requesting a mini-loan without BKR testing is possible, but make sure you are able to repay the loan on time. If you want to borrow money quickly, a mini loan is a good option to consider.